As I gradually pulled myself out of deep do-do in 2008, I realized one thing that has been a powerful influence in moving forward – that realization was “I was the problem!” This is extremely hard for most people to acknowledge, but once I owned up to that fact things got incredibly easier for the most part. However, it took years of real hard work as to correct the problem one thing had to change – my behavior toward money and finances if I ever wanted to succeed in this area.
Well, first thing I had to acknowledge was I needed to set a budget and stick to it for the rest of my life. It was that first-ever ‘ah-ha’ moment a year later that told me I was on the right track and made it – yet I still had a long ways to go. So, I challenged myself to see if I could do it all again another year, this time documenting my efforts as I went along. Well, I did it again! It was then I realized sometimes we get led astray and lost in life, it takes a gentle (or sometime subtle) nudge to wake us up and make us ‘smell the coffee’ that takes us back to the path we need to be on to succeed.
We can never go back to the past, but we can start where we are (regardless of our age), to find out where we are exactly and then set a goal for down the road we want to attain. This I called my Alpha-Omega Solution. However, we cannot go from one end to the other in one step – we must break it down into smaller segments. It is in this stage I found Dave Ramsey also sharing his struggles with debt and realized those segments are the Baby Steps (as he calls them) to finding the peace that comes from personal ownership that we are the one’s responsible for our problems. All it takes is recognizing we need to take ownership and change our behaviors to get back on the road to personal freedom. I hope you will join me as I continue on my own journey, and I can help you on yours as well.